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You have decided you are ready to buy a home but you're not sure where to start. I will walk you through the steps you may want to consider.
- Your first step should be to contact a Mortgage Broker. You will want, and need someone to verify your ability to purchase the home you find to buy. You will need to find out what your budget will allow you to spend. If you are a cash buyer then this step of course can be skipped.
- If you are buying your home with another person you should consider sitting down together to decide what the most important features are in the home you would want to buy. How many bedrooms, bathrooms, size of the yard or maybe even the style of the house.
- Find a Real Estate Agent to work with. You will want to share the details of your desired home and the budget you are working with to help the Realtor you hire help you.
- Look at several homes. You may want to consider bringing a note book to keep track of the pros and cons of each home you look at.
- Once you have narrowed it down let your Real Estate Agent know you have made a decision. Your offer will then be submitted.
- You should want to have the home inspected. Its up to you how you go about it. I would recommend using an inspector that has a licence to do the job.
- Provided the inspection went well you will move along in the process to get to closing.
- During closing you will have a lot of documents to sign and closing costs to cover. Not the most fun you will have during your house shopping event, but maybe the most exciting since you will now have achieved your goal of owning a home.